North Kesteven District Council offers a money advice service which can provide
- Advice and information that may help you manage your financial affairs
- Advice on ways you could increase your income
- Advice on ways you could reduce your expenditure
- Assistance with contacting people and organisations to whom you owe money, to negotiate rates of repayment on your behalf.
Our money advice service is free and confidential for any North Kesteven District Council resident.
Our team of Welfare Advisors can give advice and assistance if your debts and living costs are becoming difficult to manage. They can visit you at home or see you in our offices by arrangement with you.
Your adviser will carry out the following tasks
- discuss with you a client agreement and disclosure authorisations and if you are happy to proceed will ask you to sign the agreement
- ask you to provide full and accurate details of your financial circumstances
- review your circumstances with you and provide advice and information that may help you manage your financial affairs
- advise you of ways you could increase your income
- advise you of ways you could reduce your expenditure
- contact people and organisations that you owe money to and negotiate rates of repayment where you authorise them to do so
- draw up a financial statement and budget where appropriate
- maintain contact with you on a regular basis while it is considered that money advice is of benefit to you.
You will need to provide evidence of your income, expenditure, debts and other investments so that a full and accurate picture of your financial circumstances is known and discussions with you and other organisations and your creditors can be completed.
We will respect your confidentiality and treat you fairly, sensitively and respectfully at all times. Talking about your financial situation with someone else can be frightening and embarrassing. We understand that.
How to use our Money Advice Service
If you would like to use our money advice service or find out more then please fill in the online form in the 'Forms' section below and we will be in touch to make an appointment with you.
Alternatively please call our Customer Service Centre on 01529 414155 or if calling from a Lincoln number 01522 699699.
Self-Help Pack
You can find a Money Advice self-help pack on the National Debt Helpline website that might give you some ideas to help you manage your budget even if you don't want to use our Money Advice Service
The pack includes:
- How to work out your personal budget
- Increasing your income
- How to decide which debts to deal with first (priority debts)
- How to work out offers of payment
- How to deal with court procedures
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